Net and gross salary are two different things. However, do you know what each of these terms means?

It is important to know what the net payment amount is to plan well and keep all your expenses within budget. 

In this text we will provide a complete guide on the subject, helping you understand the true value of your payment.

Therefore, continue reading until the end to answer your questions and check out the most important information on the topic.

Net salary is nothing more than the amount a worker receives after a month of work. This is the payment deposited into an individual's account.

There are a series of discounts, benefits and payments that influence and modify the amounts of a monthly payment.

Therefore, it is important to know in detail what amounts will be subtracted from your payment.

Are you curious and want to know how to calculate your real salary? Therefore, continue reading this article and clarify all your doubts on the topic.

While the net salary is the amount an employee actually receives, the gross salary is the payment that would be made if there were no deductions.

The gross amount is usually what is given to candidates in job interviews. 

So stay tuned! Although a value is stated in job interviews or job advertisements, the employee may receive a lower payment after deducting taxes and benefits.

To find out what the discounts are, keep reading! We have prepared a guide on this subject in the next topic of the text.

Firstly, let's start by talking about the discounts that influence net salary. Therefore, find out what factors can reduce the value of your payment.

Did you ask for an advance? If you receive part of your salary in advance, next month there will be a discount that will change the value of your net salary.

Therefore, stay alert and always try to remember to check exactly how much the advance was deducted.

Unjustified absences, delays, early departures and any other factor that reduces the time spent at work can also reduce the amount of payment made.

Therefore, try to work for the entire time specified in the contract so as not to face any reduction in salary.

INSS is a tax deducted from the net salary of all workers, whether CLT, self-employed or MEI. This ensures your right to retirement or pensions such as sickness or pregnancy benefits.

Finally, the values of this discount vary depending on the salary range. So, check what your range will be.

IRPF is the acronym for Income Tax Withheld at Source. This is an income tax deduction made to the salary of workers earning more than R$1,903.98.

The amounts paid also vary depending on the salary. So, see which range you fit into.

If you have benefits such as transportation vouchers, food or medical insurance, part of the value of these will also be deducted from your salary.

In general, companies inform what percentage of the benefit an employee must pay and what part is up to the company.

On the other hand, a worker also counts on earnings! These are values added to your net salary that can make it even higher.

Do you want to know what the benefits are and who is entitled to receive them? Therefore, continue reading our text.

Firstly, we list the Family Salary as a payment that can increase the amount of your monthly payment.

This consists of a payment made to low-income families with children under 14! Prices vary depending on salary, so check your range.

Your vacation pay must be the amount of your normal salary plus one-third.

At the same time, it is also possible to sell vacation time or earn a higher amount if the company does not provide time off within the correct period.

Overtime directly affects the value of a net salary. Each additional hour worked, beyond what is described in the contract, must be paid with an additional 50%.

If by chance, overtime occurs on holidays or weekends, the additional amount will be 100%.

The nighttime bonus is a benefit provided to workers who work at night. The hours change depending on the area of work, so check your case.

In general, a payment amount of 20% must be added every month for the worker.

In turn, the hazard pay is intended for those who work in areas where there is harm to health.

If the damage is low, the net salary increases by 10%, if it is medium by 20% and, finally, if it is severe, by 30%.

Finally, we mention the hazard pay. This is a bonus payment made to those who work in life-threatening professions.

In this case, every month the net salary must be increased by 30% of the total amount.

To calculate your net salary you need to know which of these discounts and benefits will affect you. Therefore, check which of these your profession is impacted by.

Then, check your salary range and see what the amount will be deducted from taxes that vary depending on your salary.

So, just follow the calculations indicated to know what amount you will receive after your gross salary includes discounts and benefits.

Do you want to check if your net salary is really within the correct values? Therefore, it is possible to analyze your pay slip and check whether the company is following the rules correctly.

Finally, don't forget that you can contact HR in case of any errors or questions.

And if you want to know if you are entitled to one of these extras, read our text below! We can help you find out more about pay for workers working in dangerous situations.