Have you ever heard of Pravaler? Do you know what benefits this program can bring to university students studying in private institutions?

In this text we will help you understand everything about the subject and find out if this is the best choice in your situation.

Therefore, if you are having difficulty paying your undergraduate course fees, be sure to read the text until the end.

We can give you some tips and recommendations to get rid of this hardship and graduate while paying affordable tuition fees.

Pravaler is a private student financing program. Therefore, unlike Fies or Prouni, it is not organized by the Federal Government and has no relationship with public bodies.

The program aims to create conditions for the student to pay an amount that fits into their pocket when completing their degree. Therefore, negotiations and financing are carried out for the total cost of the course.

Are you curious and want to know how it works? Therefore, continue reading and find the answers to this question in the next topic of the text.

Financing works very simply. Firstly, Pravaler contacts the institution where you are studying and calculates what the total tuition fees will be until the end of the current semester.

Then, the student financing institution pays this entire amount to the college in one go. Finally, the student can then pay lower amounts to Pravaler, dividing the total tuition fees for their degree over a longer period of time.

Did you know that Pravaler allows financing to be paid in twice the time of graduation? For example, if you complete a course in 5 years, you can pay the financing amount in up to 10.

Finally, financing is renewed automatically at the end of each semester. Therefore, the student does not need to worry about documenting this process or accumulating unpaid monthly fees.

Firstly, to participate in student financing, the student needs to confirm that the college in which they are enrolled has an agreement with Pravaler.

At the same time, it is also necessary to meet the economic criteria defined by the company to receive this financing. For example: receiving a salary 2.5 times higher than the monthly fee and not having a dirty name.

Your data will be collected on the company's website and will be analyzed on this topic.

It is also necessary to have a guarantor, or “guarantor”. This person will guarantee that your financing will be paid and may be someone in your family who earns at least the minimum wage.

Finally, it is not necessary to have taken the Enem, have high grades or even register for a limited number of places. Student loans are open with no place restrictions! Just place an order with this institution.

Any course can be financed by Pravaler, as long as the college at which the student is studying has an agreement with this student loan entity.

As stated earlier in this text, Fies is a student financing program created by the Federal Government. On the other hand, Pravaler was developed privately and not by a public body.

Another difference is the fact that Fies requires the candidate to have taken the Enem and has a limited number of places. This does not happen with people who sign up for another type of student loan.

Do you want to know if it is worth using Pravaler student financing? We have prepared a list of the positive and negative points of this. Therefore, check out the material below for more information.

Firstly, among the advantages we can mention:

On the other hand, a student may encounter disadvantages such as:

To take out Pravaler student financing, you must first fill out a registration form on this institution's website. The candidate must inform the college they are studying at and information about their financial life.

The portal will then carry out a credit analysis, seeking to find out more about your financial reality. If approved, simply send the documents requested by the platform and sign the contract with your guarantor.

Finally, every semester the student will undergo an automatic credit analysis and, if they still meet the requirements, their financing will be renewed. You can also cancel this benefit if you wish.

And if you are looking for more scholarship options and discounts on courses, how about reading our text about Educa Mais Brasil? This platform can help you study for less at different stages of your life.

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