Using Fies or Pravaler student financing, it is possible to attend private college more affordably and with monthly fees that fit your pocket.

But do you know what it takes to enroll in these programs? Or do you know the difference between the two forms of financing?

In this article we will provide a complete guide on both benefits. So, if you want to know all the details, keep reading.

We can give you some tips that will help you achieve your dream higher education diploma more easily and cheaply.

Firstly, for you to make the choice between Fies or Pravaler, you need to know in detail how both financing methods work.

Therefore, let's first talk about Fies, a program created by the Federal Government and whose name is an acronym for Student Financing.

This method of admission to colleges uses a candidate's Enem scores and their financial information to provide financing.

Therefore, it is possible to obtain longer payment terms, pay low monthly fees and continue paying for college after graduating.

Finally, the biggest positive point of Fies is the fact that financing is provided with zero interest.

Pravaler, in turn, is also a way for students to finance their tuition fees at private colleges. However, this program was created by private entities, not the Government.

This form of student financing also has a large number of institutions available for entry and aims to allow students to pay tuition fees at affordable prices.

To get help from Pravaler you must have a guarantor, or guarantor, who can attest to the income requested by this company and be enrolled at the college you wish to study.

Finally, it is not necessary to have taken Enem to use the benefits of this program. Therefore, this is a good opportunity for those who have not taken this test!

If you haven't yet chosen between Fies or Pravaler, we can help you make a decision.

Check out the benefits of Fies to find out if this is really the best option for your career.

On the other hand, Pravaler has some different benefits! These might catch your attention.

So, check out our list of positive points and see if this is the best option for you:

After choosing between Fies or Pravaler, you need to know how to register for one of these forms of student financing.

Therefore, if you choose Fies, you must have a family income of up to 3 minimum wages per person to participate in the selection process. 

At the same time, the student's grades must be at least 450 in all subjects and the essay cannot have received a zero grade.

Finally, any Enem test taken after 2010 can be used to enroll in Fies.

Remember that the process will take place between March 7th and 10th, 2023. On this date, access the program website with your Gov.br account and send the necessary documents.

On the other hand, signing up for Pravaler follows a different path. To begin this process, you must enroll in the course and college you wish to study.

Then, fill out the form available on this institution's website and inform your income and place of study.

The company will carry out a credit analysis, it is necessary to receive a salary 2.5 times higher than the monthly fee and not have a dirty name to be approved.

If Pravaler accepts your request, you will need to send personal documents and those of your guarantor. Therefore, keep an eye on your email.

Finally, one of the positive points of this form of financing is the fact that there is no deadline for registration.

The choice between Fies or Pravaler will depend on several factors related to your reality.

For example: people who have never taken an Enem test, or obtained low grades, are more likely to get financing with Pravaler.

On the other hand, if you have a bad name, or a lower family income, in this case Fies is a better option, even if higher grades are required.

Therefore, based on reading this text, choose the program that will give you benefits.

Finally, if you want to know more ways to study at college, read our text about Prouni. We can help you understand how to enter a private institution with a scholarship.