{"id":5882,"date":"2023-02-04T12:00:00","date_gmt":"2023-02-04T12:00:00","guid":{"rendered":"https:\/\/senhorcursos.com\/?p=5882"},"modified":"2023-02-04T22:54:29","modified_gmt":"2023-02-04T22:54:29","slug":"saque-aniversario-e-saque-rescisao","status":"publish","type":"post","link":"https:\/\/senhorcursos.com\/it\/saque-aniversario-e-saque-rescisao\/","title":{"rendered":"Recesso per anniversario e recesso per risoluzione: cosa sono e quale scegliere?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-conheca-as-duas-opcoes-e-saiba-qual-e-a-melhor-para-voce\">Scopri le due opzioni e scopri quale \u00e8 la migliore per te<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-full\"><img width=\"996\" height=\"697\" loading=\"lazy\" src=\"https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/02\/image-8.png\" alt=\"Homem faz sinal de dinheiro\" class=\"w-full object-cover object-center border mx-auto wp-image-5883\" title=\"Recesso per anniversario e recesso per risoluzione\" srcset=\"https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/02\/image-8.png 996w, https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/02\/image-8-300x210.png 300w, https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/02\/image-8-768x537.png 768w\" sizes=\"(max-width: 996px) 100vw, 996px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Qual \u00e8 il modo migliore per accedere a questo denaro? Scopri di pi\u00f9! Fonte: Freepik.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Il prelievo per anniversario e il prelievo per cessazione sono due modi per prelevare il tuo FGTS. Ma sai quali sono le differenze e gli aspetti positivi di ciascuna di queste opzioni?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>In questo testo ti aiuteremo a scoprire i dettagli su queste due modalit\u00e0 di accesso al denaro accumulato nel Fondo di Garanzia!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1eDXac\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorcursos.com\/it\/como-sacar-o-fgts\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Come ritirare il FGTS?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/02\/image-2.png\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorcursos.com\/it\/como-sacar-o-fgts\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Come ritirare il FGTS?\">\n            Come ritirare il FGTS?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Scopri cosa devi fare per prelevare denaro da questo beneficio.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorcursos.com\/it\/como-sacar-o-fgts\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua a leggere            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 100) { setTimeout(() => this.visible(), 1000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 10) { this.getAnchorElement().style.marginBottom = '60px'; } if (document.querySelector('[data-anchor-shown=\"true\"]') && document.querySelector('[data-anchor-shown=\"true\"]').style.bottom === '0px') { setTimeout(() => this.visible(), 1000); return; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); waitFor(_ => (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 10 && this.getAnchorElement().style.marginBottom !== '60px')) .then(_ => { this.closeAnchor(); }); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { if (this.closed) return; this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button data-no-translation class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorcursos.com\/it\/como-sacar-o-fgts\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/02\/image-2.png\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Come ritirare il FGTS?              <\/p>\n              <a href=\"https:\/\/senhorcursos.com\/it\/como-sacar-o-fgts\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua a leggere                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Rimarrai su questo sito web              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Pertanto, se stai cercando maggiori informazioni sull&#039;argomento per scoprire qual \u00e8 il metodo di prelievo pi\u00f9 vantaggioso, assicurati di leggere il materiale fino alla fine.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Possiamo aiutarti a evitare di commettere errori in questo processo e ad accedere ai benefici in modo pianificato.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-o-que-e-saque-aniversario\">Cos&#039;\u00e8 il recesso per anniversario?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img width=\"1024\" height=\"684\" loading=\"lazy\" src=\"https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/02\/image-10-1024x684.png\" alt=\"Moedas de real\" class=\"w-full object-cover object-center border mx-auto wp-image-5885\" title=\"Recesso per anniversario e recesso per risoluzione\" srcset=\"https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/02\/image-10-1024x684.png 1024w, https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/02\/image-10-300x200.png 300w, https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/02\/image-10-768x513.png 768w, https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/02\/image-10.png 1060w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Scopri le regole e i vantaggi di queste soluzioni. Fonte: Freepik.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Per aiutarti a comprendere la differenza tra prelievo per anniversario e prelievo per cessazione, inizieremo spiegando in dettaglio come funziona ciascuna di queste forme di prelievo FGTS.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Innanzitutto, occorre sottolineare che il prelievo annuale deve essere una scelta del contribuente. Pertanto, \u00e8 necessario accedere all&#039;app FGTS e scegliere di ricevere denaro dal Fondo di garanzia dell&#039;indennit\u00e0 di fine rapporto in questo modo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Chi sceglie questo metodo di prelievo pu\u00f2 effettuare un prelievo all&#039;anno. Tuttavia, il lavoratore ha accesso al denaro solo in mesi specifici. Questi sono: il mese del tuo compleanno e i due successivi.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Pertanto, \u00e8 necessario organizzarsi e ricordarsi di prelevare il denaro in questo periodo dell&#039;anno. In caso contrario, il contribuente avr\u00e0 diritto a effettuare nuovamente il prelievo annuale solo l&#039;anno successivo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Infine, occorre sottolineare che esiste un limite agli importi prelevabili con questa modalit\u00e0.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Ad esempio: le persone che hanno R$ 500,00 sul loro conto FGTS possono prelevare fino alla met\u00e0 di questo importo. Allo stesso tempo, chiunque abbia pi\u00f9 di R$ 20 mila pu\u00f2 prelevare solo 5%.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Ti consigliamo quindi di controllare gli importi accumulati e di consultare la tabella per scoprire qual \u00e8 il tuo limite.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>In breve, il prelievo annuale offre alcuni vantaggi, come ad esempio l&#039;accesso al denaro FGTS ogni anno. Tuttavia, ci\u00f2 presenta anche aspetti negativi, come il limite di prelievo e i tempi necessari per effettuarlo.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1zjbbb\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorcursos.com\/it\/como-consulta-saldo-fgts\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Come posso controllare il mio saldo FGTS?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/02\/image-4.png\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorcursos.com\/it\/como-consulta-saldo-fgts\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Come posso controllare il mio saldo FGTS?\">\n            Come posso controllare il mio saldo FGTS?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Vuoi sapere quanti soldi hai accumulato? Per saperne di pi\u00f9, vedi il testo.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorcursos.com\/it\/como-consulta-saldo-fgts\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua a leggere            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 100) { setTimeout(() => this.visible(), 1000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 10) { this.getAnchorElement().style.marginBottom = '60px'; } if (document.querySelector('[data-anchor-shown=\"true\"]') && document.querySelector('[data-anchor-shown=\"true\"]').style.bottom === '0px') { setTimeout(() => this.visible(), 1000); return; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); waitFor(_ => (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 10 && this.getAnchorElement().style.marginBottom !== '60px')) .then(_ => { this.closeAnchor(); }); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { if (this.closed) return; this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button data-no-translation class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorcursos.com\/it\/como-consulta-saldo-fgts\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/02\/image-4.png\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Come posso controllare il mio saldo FGTS?              <\/p>\n              <a href=\"https:\/\/senhorcursos.com\/it\/como-consulta-saldo-fgts\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua a leggere                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Rimarrai su questo sito web              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-o-que-e-saque-rescisao\">Che cosa si intende per recesso-recesso?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Successivamente, continueremo a spiegare nel dettaglio le differenze tra prelievo per anniversario e prelievo per risoluzione, descrivendo le caratteristiche di questo secondo modo di prelevare denaro dal FGTS.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>A differenza del primo caso, non \u00e8 necessario scegliere l&#039;opzione recesso-disdetta. Questo \u00e8 il modo automatico in cui ogni dipendente con un contratto formale inizia a ricevere il proprio FGTS!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Attraverso questo tipo di prelievo si accumula il denaro depositato ogni mese dall&#039;azienda. Infine, il lavoratore ha accesso ai suoi fondi solo quando viene licenziato senza giusta causa!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Questa \u00e8 quindi un&#039;opzione per coloro che desiderano far risparmiare denaro a FGTS pi\u00f9 a lungo. Lo scopo del trattamento di fine rapporto \u00e8 quello di creare un risparmio che possa essere utilizzato dal dipendente in caso di licenziamento inaspettato, garantendogli il sostentamento per alcuni mesi.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\u00c8 importante ricordare che in questa modalit\u00e0 non ci sono limiti e tutto il denaro \u00e8 a disposizione del dipendente in una sola volta. Pertanto \u00e8 possibile avere accesso a una quantit\u00e0 maggiore.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Per quanto riguarda i vantaggi di questo metodo, possiamo dire che \u00e8 possibile creare una riserva per i casi di necessit\u00e0 e i momenti di insicurezza dopo aver perso il lavoro. Tuttavia, lasciare questi soldi risparmiati pu\u00f2 rivelarsi dannoso per alcuni lavoratori.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-qual-a-diferenca-entre-o-saque-aniversario-e-o-saque-rescisao\">Qual \u00e8 la differenza tra recesso per anniversario e recesso per risoluzione?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Come avrete gi\u00e0 notato, la differenza tra prelievi di anniversario e prelievi di cessazione \u00e8 il momento in cui il lavoratore avr\u00e0 accesso al denaro risparmiato nel FGTS.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Pertanto, in una delle opzioni \u00e8 possibile effettuare piccoli prelievi ogni anno. Allo stesso tempo, un&#039;altra modalit\u00e0 consente un solo prelievo di importo elevato alla volta.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Tuttavia, occorre notare che in questi due casi permangono alcune somiglianze. Ad esempio: solo chi lavora con un contratto di lavoro firmato ha accesso al FGTS.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Infine, dobbiamo anche sottolineare che, scegliendo il recesso per anniversario o per cessazione del rapporto, una persona avr\u00e0 comunque diritto a una multa pari a 40% dell&#039;importo totale del FGTS in caso di licenziamento.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-saque-aniversario-ou-saque-rescisao-qual-escolher\">Recesso per anniversario o recesso per risoluzione: quale scegliere?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img width=\"1024\" height=\"682\" loading=\"lazy\" src=\"https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/02\/image-9-1024x682.png\" alt=\"Homem faz contas em calculadora para escolher entre Saque-anivers\u00e1rio e saque-rescis\u00e3o\" class=\"w-full object-cover object-center border mx-auto wp-image-5884\" title=\"Recesso per anniversario e recesso per risoluzione\" srcset=\"https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/02\/image-9-1024x682.png 1024w, https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/02\/image-9-300x200.png 300w, https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/02\/image-9-768x512.png 768w, https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/02\/image-9.png 1060w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Quale sar\u00e0 l&#039;opzione migliore per il tuo profilo? Leggi qui per scoprirlo. Fonte: Freepik.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Non sai se scegliere tra il recesso per anniversario o quello per risoluzione? Pertanto, il nostro consiglio \u00e8 di analizzare attentamente la situazione prima di prendere una decisione.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Innanzitutto, bisogna tenere presente che il denaro presente nel FGTS pu\u00f2 rivelarsi utile in momenti di grande necessit\u00e0. Ad esempio: in caso di licenziamento o di grave malattia in famiglia. In entrambi gli scenari \u00e8 possibile effettuare un prelievo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Pertanto, continuare a utilizzare la clausola di recesso-recesso pu\u00f2 aiutarti a rimanere preparato per eventi imprevisti!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Tuttavia, se hai dei debiti e devi saldarli rapidamente, o hai intenzione di fare investimenti e impegni, il prelievo annuale potrebbe essere una buona scelta.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Pertanto, ti consigliamo di analizzare attentamente la tua situazione prima di prendere qualsiasi decisione!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Infine, se stai affrontando un licenziamento e vuoi sapere come ottenere pi\u00f9 soldi in questo momento, leggi il nostro articolo sull&#039;assicurazione contro la disoccupazione! 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Per saperne di pi\u00f9 clicca qui.<\/p>","protected":false},"author":22,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[281],"tags":[377,382,384],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Saque-anivers\u00e1rio e saque-rescis\u00e3o: o que s\u00e3o e qual escolher? - Senhor Cursos<\/title>\n<meta name=\"description\" content=\"Saque-anivers\u00e1rio e saque-rescis\u00e3o s\u00e3o duas op\u00e7\u00f5es para a retirada do FGTS! Voc\u00ea sabe quais s\u00e3o as vantagens de cada uma? 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