{"id":7331,"date":"2023-02-28T23:00:00","date_gmt":"2023-02-28T23:00:00","guid":{"rendered":"https:\/\/senhorcursos.com\/?p=7331"},"modified":"2023-03-01T02:36:08","modified_gmt":"2023-03-01T02:36:08","slug":"fies-ou-pravaler","status":"publish","type":"post","link":"https:\/\/senhorcursos.com\/es\/fies-ou-pravaler\/","title":{"rendered":"Fies o Pravaler: \u00bfcu\u00e1l es mejor? \u00a1Desc\u00fabrelo!"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-veja-nossas-dicas-para-estudar-pagando-menos\">Consulta nuestros consejos para estudiar pagando menos.<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img width=\"1024\" height=\"684\" loading=\"lazy\" src=\"https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/02\/image-182-1024x684.png\" alt=\"Jovem homem em faculdade\" class=\"w-full object-cover object-center border mx-auto wp-image-7332\" title=\"Fies o Pravaler\" srcset=\"https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/02\/image-182-1024x684.png 1024w, https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/02\/image-182-300x200.png 300w, https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/02\/image-182-768x513.png 768w, https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/02\/image-182.png 1060w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >\u00a1Nuestros consejos pueden ayudarte a obtener un t\u00edtulo universitario m\u00e1s econ\u00f3mico! Fuente: Freepik.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Utilizando pr\u00e9stamos estudiantiles como FIES o Pravaler, es posible asistir a una universidad privada de forma m\u00e1s asequible, con pagos mensuales que se ajusten a tu presupuesto.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Pero, \u00bfsabes qu\u00e9 se necesita para inscribirte en estos programas? \u00bfO conoces la diferencia entre las dos formas de financiaci\u00f3n?<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1VqHW1\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorcursos.com\/es\/fies-inscricao\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Registros de Fies\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/02\/image-176.png\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorcursos.com\/es\/fies-inscricao\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Registros de Fies\">\n            Registros de Fies        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Obtenga m\u00e1s informaci\u00f3n sobre este programa gubernamental leyendo nuestro art\u00edculo.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorcursos.com\/es\/fies-inscricao\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continuar leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, 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return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button data-no-translation class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 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leyendo                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Permanecer\u00e1s en el mismo lugar              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-19xKCi\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorcursos.com\/es\/pravaler\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Registros de Pravaler\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/02\/image-178.png\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorcursos.com\/es\/pravaler\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Registros de Pravaler\">\n            Registros de Pravaler        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            En este texto encontrar\u00e1 m\u00e1s informaci\u00f3n sobre las oportunidades de financiaci\u00f3n para estudiantes.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a 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3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { if (this.closed) return; this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button data-no-translation class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorcursos.com\/es\/pravaler\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/02\/image-178.png\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Registros de Pravaler              <\/p>\n              <a href=\"https:\/\/senhorcursos.com\/es\/pravaler\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continuar leyendo                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Permanecer\u00e1s en el mismo lugar              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>En este art\u00edculo te ofreceremos una gu\u00eda completa sobre ambos beneficios. As\u00ed que, si quieres conocer todos los detalles, sigue leyendo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Podemos darte algunos consejos que te ayudar\u00e1n a alcanzar tu sue\u00f1o de obtener un t\u00edtulo de educaci\u00f3n superior de una manera m\u00e1s f\u00e1cil y econ\u00f3mica.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-como-funciona-o-fies\">\u00bfC\u00f3mo funciona FIES?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img width=\"1024\" height=\"682\" loading=\"lazy\" src=\"https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/02\/image-183-1024x682.png\" alt=\"Jovem Mulher segura livros\" class=\"w-full object-cover object-center border mx-auto wp-image-7333\" title=\"Fies o Pravaler\" srcset=\"https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/02\/image-183-1024x682.png 1024w, https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/02\/image-183-300x200.png 300w, https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/02\/image-183-768x512.png 768w, https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/02\/image-183.png 1060w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Comience por informarse un poco m\u00e1s sobre esta forma de financiaci\u00f3n. Fuente: Freepik.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>En primer lugar, para poder elegir entre Fies o Pravaler, es necesario comprender en detalle c\u00f3mo funcionan ambos m\u00e9todos de financiaci\u00f3n.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Por lo tanto, primero hablemos de FIES, un programa creado por el Gobierno Federal, cuyo nombre es un acr\u00f3nimo de Student Financing (Financiamiento Estudiantil).<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Este m\u00e9todo de admisi\u00f3n universitaria utiliza las puntuaciones ENEM del candidato y su informaci\u00f3n financiera para proporcionar financiaci\u00f3n.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Por lo tanto, es posible obtener plazos de pago m\u00e1s largos, pagar cuotas mensuales bajas y continuar pagando la universidad despu\u00e9s de la graduaci\u00f3n.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Finalmente, la mayor ventaja de FIES es que la financiaci\u00f3n se realiza sin intereses.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-yFFOa\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorcursos.com\/es\/cursos-mais-concorridos-do-brasil\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Los cursos m\u00e1s solicitados en Brasil\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorcursos.com\/wp-content\/uploads\/2022\/12\/young-man-holding-school-globe-graduate-uniform-looking-pensive-scaled.jpg\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorcursos.com\/es\/cursos-mais-concorridos-do-brasil\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Los cursos m\u00e1s solicitados en Brasil\">\n            Los cursos m\u00e1s solicitados en Brasil        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            \u00a1Descubre si el curso que has elegido es uno de los m\u00e1s competitivos! Hemos creado una gu\u00eda sobre el tema.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorcursos.com\/es\/cursos-mais-concorridos-do-brasil\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continuar leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Sin embargo, este programa fue creado por entidades privadas, no por el gobierno.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Esta forma de financiaci\u00f3n estudiantil tambi\u00e9n cuenta con un gran n\u00famero de instituciones disponibles para la inscripci\u00f3n y tiene como objetivo permitir a los estudiantes pagar las tasas de matr\u00edcula a precios asequibles.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Para recibir ayuda de Pravaler, es necesario contar con un garante que pueda acreditar los ingresos exigidos por la empresa y estar matriculado en la universidad a la que se desea asistir.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Finalmente, no es necesario haber realizado el examen ENEM para beneficiarse de este programa. Por lo tanto, \u00a1esta es una buena oportunidad para quienes no lo han realizado!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-quais-os-beneficios-do-fies\">\u00bfCu\u00e1les son los beneficios del FIES?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Si a\u00fan no te has decidido entre Fies o Pravaler, podemos ayudarte a tomar una decisi\u00f3n.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Consulta las ventajas de FIES para ver si realmente es la mejor opci\u00f3n para tu carrera.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Puede que re\u00fana los requisitos si realiz\u00f3 el examen ENEM despu\u00e9s de 2010;<\/li><li>Financiaci\u00f3n sin intereses;<\/li><li>Plazos m\u00e1s largos;<\/li><li>Cuotas mensuales asequibles.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-quais-os-beneficios-do-pravaler\">\u00bfCu\u00e1les son los beneficios de Pravaler?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Por otro lado, \u00a1Pravaler tiene otras ventajas! Estas podr\u00edan llamar tu atenci\u00f3n.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Por lo tanto, consulte nuestra lista de ventajas y vea si esta es la mejor opci\u00f3n para usted:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>No utilice el examen ENEM;<\/li><li>No necesitas notas altas para estudiar en la universidad;<\/li><li>Plazos de pago m\u00e1s largos;<\/li><li>Cuotas mensuales m\u00e1s asequibles.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-como-fazer-inscricao-no-fies\">\u00bfC\u00f3mo me registro en FIES?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Despu\u00e9s de elegir entre FIES o Pravaler, necesitas saber c\u00f3mo registrarte en una de estas opciones de financiaci\u00f3n estudiantil.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Por lo tanto, si elige FIES, debe tener un ingreso familiar de hasta 3 salarios m\u00ednimos por persona para participar en el proceso de selecci\u00f3n.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Al mismo tiempo, las calificaciones del estudiante deben ser de al menos 450 en todas las materias, y el ensayo no puede haber recibido una calificaci\u00f3n de cero.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Finalmente, cualquier examen ENEM realizado despu\u00e9s de 2010 puede utilizarse para el registro en FIES.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Recuerde que el proceso se llevar\u00e1 a cabo entre el 7 y el 10 de marzo de 2023. En esas fechas, acceda al sitio web del programa con su cuenta Gov.br y env\u00ede los documentos necesarios.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-como-fazer-inscricao-no-pravaler\">\u00bfC\u00f3mo me registro en Pravaler?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Por otro lado, registrarse en Pravaler sigue un procedimiento diferente. Para comenzar, debes inscribirte en el curso y la universidad a la que deseas asistir.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>A continuaci\u00f3n, complete el formulario disponible en el sitio web de esta instituci\u00f3n e indique sus ingresos y lugar de estudio.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>La empresa realizar\u00e1 una verificaci\u00f3n de cr\u00e9dito; para ser aprobado, debe percibir un salario 2,5 veces superior a su salario mensual y tener un historial crediticio impecable.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Si Pravaler acepta su solicitud, deber\u00e1 enviar sus documentos personales y los de su garante. Por lo tanto, est\u00e9 atento a su correo electr\u00f3nico.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Finalmente, una de las ventajas de este m\u00e9todo de financiaci\u00f3n es que no hay fecha l\u00edmite para la inscripci\u00f3n.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-fies-ou-pravaler-qual-e-a-melhor-opcao\">Fies o Pravaler: \u00bfcu\u00e1l es la mejor opci\u00f3n?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img width=\"1024\" height=\"682\" loading=\"lazy\" src=\"https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/02\/image-184-1024x682.png\" alt=\"Homem segura livros\" class=\"w-full object-cover object-center border mx-auto wp-image-7334\" srcset=\"https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/02\/image-184-1024x682.png 1024w, https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/02\/image-184-300x200.png 300w, https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/02\/image-184-768x512.png 768w, https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/02\/image-184.png 1060w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Aprende a elegir la mejor opci\u00f3n de financiaci\u00f3n. Fuente: Freepik.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>La elecci\u00f3n entre FIES o Pravaler depender\u00e1 de varios factores relacionados con su situaci\u00f3n.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Por ejemplo, las personas que nunca han realizado el examen ENEM, o que han obtenido puntuaciones bajas, tienen mayores posibilidades de obtener financiaci\u00f3n a trav\u00e9s de Pravaler.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Por otro lado, si tienes un historial crediticio negativo o ingresos familiares bajos, entonces FIES es una mejor opci\u00f3n, incluso si requiere calificaciones m\u00e1s altas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Por lo tanto, en base a lo que has le\u00eddo en este texto, elige el programa que m\u00e1s te beneficie.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Por \u00faltimo, si quieres saber m\u00e1s sobre c\u00f3mo estudiar en una universidad, lee nuestro art\u00edculo sobre Prouni. 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