{"id":5813,"date":"2023-02-01T23:00:00","date_gmt":"2023-02-01T23:00:00","guid":{"rendered":"https:\/\/senhorcursos.com\/?p=5813"},"modified":"2023-02-01T21:45:42","modified_gmt":"2023-02-01T21:45:42","slug":"como-consulta-saldo-fgts","status":"publish","type":"post","link":"https:\/\/senhorcursos.com\/es\/como-consulta-saldo-fgts\/","title":{"rendered":"C\u00f3mo consultar tu saldo de FGTS: consulta la gu\u00eda paso a paso."},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-confira-como-saber-qual-valor-voce-tem-no-fundo\">Descubra c\u00f3mo saber cu\u00e1nto dinero tiene en el fondo.<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img width=\"1024\" height=\"684\" loading=\"lazy\" src=\"https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/01\/image-43-1024x684.png\" alt=\"\" class=\"w-full object-cover object-center border mx-auto wp-image-5729\" title=\"C\u00f3mo consultar tu saldo del FGTS\" srcset=\"https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/01\/image-43-1024x684.png 1024w, https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/01\/image-43-300x200.png 300w, https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/01\/image-43-768x513.png 768w, https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/01\/image-43.png 1060w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Aprende a consultar el saldo acumulado en tu cuenta. Fuente: Freepik.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Los trabajadores con contrato laboral formal tienen derecho al Fondo de Garant\u00eda de Tiempo de Servicio (FGTS). Sin embargo, \u00bfsabe qu\u00e9 es este beneficio? \u00bfO c\u00f3mo consultar su saldo del FGTS?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Es importante saber c\u00f3mo realizar esta tarea para estar preparado ante posibles situaciones futuras. Por ejemplo, un despido inesperado sin justa causa.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZAQI7z\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorcursos.com\/es\/demissao-por-justa-causa\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Despido con justa causa\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/01\/fired-businessman-feeling-worried-about-loosing-his-job-scaled.jpg\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorcursos.com\/es\/demissao-por-justa-causa\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Despido con justa causa\">\n            Despido con justa causa        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Adem\u00e1s de perder el acceso a su FGTS (fondo de indemnizaci\u00f3n por despido brasile\u00f1o), los despedidos por justa causa se enfrentan a la p\u00e9rdida de otros derechos; obtenga m\u00e1s informaci\u00f3n aqu\u00ed.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorcursos.com\/es\/demissao-por-justa-causa\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continuar leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 100) { setTimeout(() => this.visible(), 1000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 10) { this.getAnchorElement().style.marginBottom = '60px'; } if (document.querySelector('[data-anchor-shown=\"true\"]') && document.querySelector('[data-anchor-shown=\"true\"]').style.bottom === '0px') { setTimeout(() => this.visible(), 1000); return; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); waitFor(_ => (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 10 && this.getAnchorElement().style.marginBottom !== '60px')) .then(_ => { this.closeAnchor(); }); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { if (this.closed) return; this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button data-no-translation class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorcursos.com\/es\/demissao-por-justa-causa\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/01\/fired-businessman-feeling-worried-about-loosing-his-job-scaled.jpg\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Despido con justa causa              <\/p>\n              <a href=\"https:\/\/senhorcursos.com\/es\/demissao-por-justa-causa\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continuar leyendo                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Permanecer\u00e1s en el mismo lugar              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Por eso, hemos creado esta gu\u00eda completa para ayudarte a comprender el proceso de consulta del FGTS (Fondo de Indemnizaci\u00f3n por Cesant\u00eda de Trabajo de Brasil). Si tienes alguna pregunta, lee el material hasta el final.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\u00a1Podemos ayudarte con esta actividad y responder a tus preguntas principales! As\u00ed que no te pierdas ning\u00fan dato importante.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-como-funciona-o-fgts\">\u00bfC\u00f3mo funciona el FGTS?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-full\"><img width=\"996\" height=\"664\" loading=\"lazy\" src=\"https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/02\/image-1.png\" alt=\"Homem faz contas e pensa em consultar saldo FGTS\" class=\"w-full object-cover object-center border mx-auto wp-image-5816\" title=\"C\u00f3mo consultar tu saldo del FGTS\" srcset=\"https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/02\/image-1.png 996w, https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/02\/image-1-300x200.png 300w, https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/02\/image-1-768x512.png 768w\" sizes=\"(max-width: 996px) 100vw, 996px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Conozca los detalles de este beneficio disponible para los trabajadores de la CLT (Consolidaci\u00f3n de Leyes Laborales). Fuente: Freepik.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>El Fondo de Garant\u00eda de Tiempo de Servicio, tambi\u00e9n conocido como FGTS, es un dep\u00f3sito que realiza el empleador a favor del trabajador.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Por lo tanto, cada mes una empresa debe depositar el equivalente a 8% del salario de un empleado en una cuenta en la Caixa Econ\u00f4mica Federal.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>El objetivo es que, si un trabajador es despedido sin justa causa, pueda acceder a su FGTS (fondo de indemnizaci\u00f3n por despido brasile\u00f1o) y as\u00ed mantenerse hasta encontrar otra fuente de ingresos.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Al mismo tiempo, al ser despedido, el empleado a\u00fan recibe una multa que oscila entre 20% y 40% del monto ahorrado.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\u00a1Por eso, consultar tu saldo FGTS es importante para saber qu\u00e9 fondos est\u00e1n disponibles en tu cuenta!&nbsp;<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1YsUN0\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorcursos.com\/es\/demissao-sem-justa-causa\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Despido sin justa causa\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/01\/manager-fired-scaled.jpg\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorcursos.com\/es\/demissao-sem-justa-causa\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Despido sin justa causa\">\n            Despido sin justa causa        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Quienes sean despedidos bajo este tipo de contrato tienen derecho a recibir el FGTS (Fondo de Indemnizaci\u00f3n por Despido) y otros beneficios. M\u00e1s informaci\u00f3n aqu\u00ed.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorcursos.com\/es\/demissao-sem-justa-causa\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continuar leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Por lo tanto, las empresas que contratan empleados bajo el r\u00e9gimen de Consolidaci\u00f3n de Leyes Laborales (CLT) deben contribuir mensualmente con el 81% del salario.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Por otro lado, es importante se\u00f1alar que las personas que trabajan como MEI (Microempresario Individual) o como trabajadores independientes no tienen derecho a este beneficio.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Por lo tanto, si usted entra en estas categor\u00edas y nunca ha trabajado con un contrato de trabajo formal, no habr\u00e1 fondos disponibles al consultar su saldo del FGTS.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-como-consulta-saldo-fgts\">\u00bfC\u00f3mo puedo consultar mi saldo del FGTS?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\u00bfQuieres saber c\u00f3mo consultar tu saldo del FGTS? Hemos preparado una gu\u00eda que te ense\u00f1a a consultar los importes depositados de diferentes maneras.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Por tanto, si despu\u00e9s de leer los temas anteriores de este texto has concluido que tienes ahorros, aprende a comprobar exactamente cu\u00e1nto dinero tienes acumulado.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"h-app-fgts\">Aplicaci\u00f3n FGTS<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Primero, le presentamos la aplicaci\u00f3n FGTS para consultar los montos disponibles de este beneficio. Para ello, acceda a la tienda de aplicaciones de su tel\u00e9fono m\u00f3vil y busque &quot;FGTS&quot;.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>A continuaci\u00f3n, descargue este programa y haga clic en el bot\u00f3n &quot;Ingresar a la aplicaci\u00f3n&quot;. Deber\u00e1 proporcionar su CPF (N\u00famero de Identificaci\u00f3n Fiscal Brasile\u00f1o) y crear una cuenta con sus datos personales y una contrase\u00f1a.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Finalmente, confirma tu identidad accediendo al enlace enviado por correo electr\u00f3nico y ve a la pantalla de inicio. Simplemente haz clic en el bot\u00f3n &quot;Mi FGTS&quot; en la esquina superior izquierda de la pantalla para consultar tu saldo.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"h-internet-banking-caixa\">Banca por Internet de Caixa<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Por otro lado, si tienes una cuenta bancaria en Caixa, puedes consultar tu saldo del FGTS a trav\u00e9s de la aplicaci\u00f3n del banco.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Para realizar esta tarea, primero accede a la app de tu banco e inicia sesi\u00f3n con tus credenciales habituales. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>A continuaci\u00f3n, seleccione la opci\u00f3n &quot;FGTS e INSS&quot;; aparecer\u00e1 un nuevo men\u00fa. Haga clic en &quot;FGTS&quot; y, finalmente, en &quot;Declaraci\u00f3n&quot;.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Sin embargo, si no tiene cuenta en este banco, \u00a1no se preocupe! Los fondos de su Fondo de Garant\u00eda est\u00e1n seguros y puede utilizar otros m\u00e9todos para consultarlos, como el que se describe a continuaci\u00f3n.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"h-sms\">SMS<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\u00bfSab\u00edas que puedes consultar tu saldo del FGTS por SMS? El servicio es gratuito y permite a los trabajadores recibir una notificaci\u00f3n por SMS cada vez que se a\u00f1ada un nuevo dep\u00f3sito a su cuenta.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Para registrarse, debe crear una cuenta en la app de FGTS, como se describe arriba. Luego, inicie sesi\u00f3n con su contrase\u00f1a y, en la p\u00e1gina de inicio, haga clic en el bot\u00f3n &quot;M\u00e1s&quot; ubicado en la esquina inferior derecha.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Finalmente, selecciona la opci\u00f3n &quot;SMS&quot; y completa los campos obligatorios con tu n\u00famero de tel\u00e9fono m\u00f3vil. \u00a1Listo! Recibir\u00e1s actualizaciones constantes sobre los fondos disponibles en tu cuenta FGTS.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-como-sacar-o-fgts-disponivel\">\u00bfC\u00f3mo puedo retirar los fondos disponibles del FGTS?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-full\"><img width=\"996\" height=\"664\" loading=\"lazy\" src=\"https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/02\/image.png\" alt=\"Desenho de dinheiro\" class=\"w-full object-cover object-center border mx-auto wp-image-5815\" title=\"C\u00f3mo consultar tu saldo del FGTS\" srcset=\"https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/02\/image.png 996w, https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/02\/image-300x200.png 300w, https:\/\/senhorcursos.com\/wp-content\/uploads\/2023\/02\/image-768x512.png 768w\" sizes=\"(max-width: 996px) 100vw, 996px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Consulta una de las formas de retirar tu FGTS (Fondo de Previsi\u00f3n Social). Fuente: Freepik.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Despu\u00e9s de verificar su saldo FGTS, es posible que se pregunte si hay alguna forma de retirar este dinero.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Una forma de acceder a los fondos es mediante la opci\u00f3n de retiro por cumplea\u00f1os. Esta opci\u00f3n permite a los trabajadores retirar una parte del saldo de su FGTS (Fondo de Cesant\u00eda por Desempleo) cada a\u00f1o, en el mes de su nacimiento o hasta dos meses despu\u00e9s.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Sin embargo, es importante tener en cuenta que si elige la opci\u00f3n de retiro por cumplea\u00f1os, deber\u00e1 permanecer en este formato durante dos a\u00f1os. Por lo tanto, si lo despiden sin justa causa, no podr\u00e1 obtener todo el dinero de su FGTS (Fondo de Cesant\u00eda por Desempleo) de una sola vez.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Finalmente, si est\u00e1 seguro de que desea usar la opci\u00f3n de retiro por cumplea\u00f1os, acceda a la app de FGTS y haga clic en &quot;M\u00e1s&quot; en la esquina inferior derecha. Luego, cambie el m\u00e9todo de retiro.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Si quieres m\u00e1s informaci\u00f3n sobre c\u00f3mo retirar fondos del FGTS, \u00a1lee nuestro art\u00edculo completo! \u00a1Podemos responder a todas tus preguntas!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z3Ne9J\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorcursos.com\/es\/como-sacar-o-fgts\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo retirar su FGTS (Fondo de indemnizaci\u00f3n por despido de empleados brasile\u00f1os)\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorcursos.com\/wp-content\/uploads\/2022\/12\/money-writes-with-white-chalk-is-hand-draw-concept-scaled.jpg\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorcursos.com\/es\/como-sacar-o-fgts\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00f3mo retirar su FGTS (Fondo de indemnizaci\u00f3n por despido de empleados brasile\u00f1os)\">\n            C\u00f3mo retirar su FGTS (Fondo de indemnizaci\u00f3n por despido de empleados brasile\u00f1os)        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Descubra otras formas de retirar su FGTS y descubra cu\u00e1l es la mejor para usted.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorcursos.com\/es\/como-sacar-o-fgts\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continuar leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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